We found no operating prop firm called MyFundedTrader: on October 1, 2026, myfundedtrader.com showed a domain-parking page. The closest operating firm is MyFundedFutures (MFFU), so this page compares Topstep with it. On 50K accounts both firms use a $3,000 profit target, a $2,000 end-of-day trailing loss limit in the evaluation and the same daily flat time, 4:10 p.m. ET (3:10 p.m. CT). Topstep charges $49 a month plus $149 when you pass, or $95 a month with no activation fee; MyFundedFutures sells one-time evaluations with no activation fee. Terms change often, so confirm them before paying.
Rules and prices checked on Topstep's and MyFundedFutures' official sites and help centers on October 1, 2026. An earlier version of this page compared Topstep with a firm we could not find and included invented pass rates, industry statistics, trader case studies, income projections and out-of-date Topstep fees and rules. That material has been removed.
Is MyFundedTrader a Real Prop Firm?
Not one we could find. On October 1, 2026, myfundedtrader.com displayed a domain-parking page rather than a trading firm, and we found no evaluation program sold under the MyFundedTrader name. The name is usually a mix-up of two similar brands:
- MyFundedFutures (MFFU), an operating futures prop firm with evaluations on CME Group futures. It is the firm compared below.
- My Forex Funds (MFF), a former forex and CFD prop firm. The CFTC sued its operator in 2023; in May 2025 a federal judge dismissed the case and sanctioned the CFTC (Reuters), and on September 28, 2026 the brand's new owner said it “is not currently offering any products or services under the MyForexFunds brand” (announcement).
If a site or ad sells “MyFundedTrader” accounts, check the company's legal name, address and terms before you pay anything.
Topstep vs MyFundedFutures: 50K Plans Compared
Topstep sells one evaluation, the Trading Combine, with two billing paths. MyFundedFutures' homepage lists four plans (Builder, Rapid, Rapid EOD and Pro); the table shows the two closest to Topstep's 50K Combine.
| 50K plan | Topstep Trading Combine | MyFundedFutures Rapid | MyFundedFutures Pro |
|---|---|---|---|
| Price | $49 a month plus $149 activation when you pass, or $95 a month with no activation fee | $209 one time ($125 with the 40% code on its homepage), no activation fee | $265 one time ($159 with the code), no activation fee |
| Profit target | $3,000 | $3,000 | $3,000 |
| Loss limit in the evaluation | $2,000, trails the end-of-day balance, breached on open P&L | $2,000, end-of-day trailing | $2,000, end-of-day trailing |
| Loss limit once funded | $2,000 below a $0 starting balance, end-of-day trailing; set to $0 after the first payout | $2,000, intraday trailing until it locks at the starting balance plus $100 | $2,000, end-of-day trailing; locks at the starting balance plus $100 after the first payout |
| Daily loss limit | Optional ($1,000 if added at purchase); hitting it pauses trading for the session | None | None |
| Consistency rule | Best day at or below 55% of the target, or the target rises | Best day at most 50% of total profit, evaluation only | Best day at most 50% of total profit, evaluation only |
| Minimum days to pass | 2 | 2 | 2 |
| Daily flat time | 3:10 p.m. CT (4:10 p.m. ET) | Auto-closed at 4:10 p.m. ET | Auto-closed at 4:10 p.m. ET |
| Maximum size | 5 minis or 50 micros | 5 minis or 50 micros once funded | 5 minis once funded |
| Profit split | 90/10 | 90/10 | 80/20 |
| Payout rules | 5 winning days of $150 or more; up to 50% of the balance per request, capped at $2,000; $125 minimum | Daily once a $2,100 buffer is cleared; $500 minimum | After 14 days and a $2,100 buffer; $1,000 minimum, up to $100,000 per cycle |
| Platforms | TopstepX only | NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica | Same as Rapid |
| Path to live capital | Call-up by Topstep's risk team | Invitation by the MFFU Risk Team | Review after three consecutive payouts |
Sources: Topstep pricing, Trading Combine parameters, Maximum Loss Limit, Daily Loss Limit, consistency target, trading hours, payout policy and platform FAQ; MyFundedFutures' plan overview, Rapid and Pro plan pages, permitted trading times and supported platforms.
The other two MyFundedFutures plans: Rapid EOD pays daily like Rapid but keeps an end-of-day drawdown once funded and needs at least 4 days to pass, and Builder is the lower-cost plan, with an 80/20 split, a 50% consistency rule on payouts, a $2,000 cap per payout on 50K and a move to a live account after the fifth approved payout (Builder plan).
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See the courses →Where the Two Firms Really Differ
Billing: subscription vs one-time
Topstep bills the Combine monthly until you pass or cancel, and a reset costs the same as a month ($49 or $95 on 50K). You pick the Standard or No Activation Fee path at purchase and cannot switch later. MyFundedFutures charges once per evaluation with no renewals and no activation fee; its Rapid FAQ says a breached account ends with no reset, so a new attempt means a new purchase.
For budgeting only, two months on Topstep's 50K costs $98 plus $149 activation if you pass on the Standard path, or $190 on the No Activation Fee path. Each MyFundedFutures attempt is one payment. Neither number predicts how long passing takes, or whether you will.
Drawdown: end-of-day vs intraday trailing
Both evaluations trail the loss limit from the end-of-day balance. On Topstep's example, a 50K Combine that closes day 1 at $50,500 moves the limit from $48,000 to $48,500, and a losing day 2 leaves it there. Topstep still checks the limit against open profit and loss in real time, so an intraday dip through it ends the account.
The funded stage is where the plans split. MyFundedFutures' Rapid switches to an intraday trailing limit that follows your highest equity, including open profits, until it locks at the starting balance plus $100. If a trade is up $800 and comes back to flat, the floor has still risen $800. Rapid EOD, Pro and Topstep's Express Funded Account keep the end-of-day method.
Daily loss and consistency rules
Topstep's daily loss limit is optional in the Combine and Express Funded Account; if you add it, hitting it flattens you for the rest of the session without failing the account. MyFundedFutures has no daily loss limit on Rapid or Pro.
Topstep's consistency target caps your best day at 55% of the profit target. Its own example: on a 50K Combine, a $1,800 best day raises the target from $3,000 to $3,273. MyFundedFutures requires that no single day exceeds 50% of total evaluation profit on Rapid and Pro, and drops the rule once funded, although the Pro plan keeps a Consistent Trading Policy under which behavior such as maxing out contracts on every trade can lead to restrictions or closure.
Payouts
- Topstep: 90/10 split, $125 minimum. On the Standard path you need 5 winning days of $150 or more between requests; the alternative Consistency path needs 3 trading days with the best day at or below 40% of net profit and caps requests at $3,000 on 50K. A limited-time offer doubles the per-request cap for traders who add a daily loss limit when buying the Combine. ACH and wire payouts carry a $30 fee.
- MyFundedFutures: Rapid pays daily at 90/10 once the $2,100 buffer is cleared; Pro pays on a 14-day cycle at 80/20; Builder every 48 hours at 80/20. Tier 1 news trading is not allowed in Rapid or Pro funded accounts, and Rapid restricts it from 2 minutes before to 2 minutes after the release.
Platforms, data and live capital
Topstep runs only on TopstepX; Level 1 data is included and Level 2 depth of market costs $38 a month. MyFundedFutures connects to several third-party platforms. Topstep's risk team calls traders up to the Live Funded Account, where payouts are uncapped; MyFundedFutures' Risk Team may invite traders to live capital, and its live accounts add a daily loss limit, lower contract limits and a static drawdown floor.
What Topstep's Own Numbers Show
Topstep publishes its 2025 trader performance statistics on its homepage:
- 16.8% of Trading Combines started were completed.
- 51.8% of individual participants reached the Funded Level in at least one Combine.
- 33.3% of individual participants at the Funded Level received a payout.
- 0.71% of individual participants trading an Express Funded Account were called up to a Live Funded Account.
Topstep notes that the figures cover both simulated and live trading. Read them as a base rate: most evaluations end without a pass, and most traders who reach a funded account never receive a payout. Budget every evaluation fee as money you may not get back.
How to Choose Between Them
- Session: can you be flat by 4:10 p.m. ET every day, and earlier on holidays? If you hold overnight, neither firm fits.
- Open profits: if you often let a winner run and then give part of it back, an intraday trailing limit (Rapid once funded) will be harsher than an end-of-day one.
- Best days: would your biggest recent day break a 50% or 55% rule?
- Daily stop: do you want a firm-enforced daily loss limit as a guardrail (Topstep's optional one), or none?
- Platform: do you need NinjaTrader, Tradovate or TradingView, or are you happy on TopstepX?
- Cost: compare the total for the number of attempts you realistically expect, not the first-month price.
- Evidence: run your last 30 trading days through both rule sets. If you would have failed either, practise in simulation before paying.
For sizing trades from the stop, see our ES futures trading strategy guide. For FTMO Futures and Apex alongside these two, see the full prop firm comparison, and for FTMO against Topstep specifically, FTMO vs Topstep.
Risks at Both Firms
- Evaluation fees are spent whether or not you pass.
- Funded stages are simulated until a risk team offers live capital, and payouts follow each firm's current terms. Save the rules that applied when you bought.
- Rules differ between the evaluation, funded and live stages, so read each one.
- Trading futures in your own brokerage account can lose more than you deposit; the CFTC warns that many individuals lose all of their money.
- If anyone claims to be registered with the CFTC, check NFA's BASIC database.
Topstep vs MyFundedTrader FAQ
Is MyFundedTrader a legit prop firm?
We could not find an operating prop firm called MyFundedTrader. On October 1, 2026, myfundedtrader.com showed a domain-parking page. The name is usually confused with MyFundedFutures (MFFU), an operating futures prop firm, or My Forex Funds (MFF), whose new owner said in September 2026 that it offers no products under that brand.
Is Topstep better than MyFundedFutures?
Neither is better for everyone. Topstep bills a monthly subscription, runs only on the TopstepX platform and offers an optional daily loss limit. MyFundedFutures sells one-time evaluations with no activation fee and supports several platforms, but its Rapid plan switches to an intraday trailing drawdown once funded. Compare those rules against your own trade log.
How much does Topstep cost in 2026?
On October 1, 2026, the Trading Combine cost $49, $99 or $199 a month for 50K, 100K or 150K on the Standard path, plus a $149 activation fee for each Express Funded Account you earn, or $95, $149 or $229 a month on the No Activation Fee path.
How much does MyFundedFutures cost?
MyFundedFutures sells one-time evaluations with no activation fee. On October 1, 2026, its homepage listed 50K prices of $125 for Builder, $209 for Rapid and Rapid EOD and $265 for Pro, shown at $75, $125 and $159 with a 40% promo code.
What time do I have to close trades at Topstep and MyFundedFutures?
Topstep requires you to be flat by 3:10 p.m. CT and MyFundedFutures closes open positions at 4:10 p.m. ET, which is the same moment. Holiday sessions close earlier, and MyFundedFutures says traders must close positions themselves on holiday hours.
Does Topstep have a daily loss limit?
It is optional in the Trading Combine and Express Funded Account ($1,000 on a 50K account if you add it at purchase) and automatic in the Live Funded Account. Hitting it flattens your positions and pauses trading until the next session; it does not fail the account.
How many Topstep traders get a payout?
Topstep publishes its 2025 figures: 16.8% of Trading Combines started were completed, 51.8% of individual participants reached the Funded Level in at least one Combine, 33.3% of Funded Level participants received a payout, and 0.71% of Express Funded Account participants were called up to a Live Funded Account.
Are funded accounts at these firms real money?
Not at first. Topstep's Trading Combine and Express Funded Account and MyFundedFutures' evaluation and Sim Funded stages are simulated. Both firms move traders to live capital only through their risk teams, and payouts are made under each firm's terms, which can change.
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